Services

Ongoing Comprehensive Investment Management

This service is for you if you want a dedicated partner for every financial question, decision, and transition that pops up along the way.

We start by getting clear on your specific goals, values, and priorities. From there, we build your plan together—aligning your tax strategy, managing your investments, and making sure every recommendation gets put into action.

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What’s Included

• Financial Planning: Continuous guidance covering your specific needs, which may include cash flow, retirement planning, tax strategies and major life decisions.

• Investment Management: Ongoing management of your investment portfolio, designed around your long-term goals.

• Proactive Follow-Through: We help ensure your plan is fully executed.

• A Safe Space for Every Question: You have direct, judgment-free access to a CFP® professional and CPA for inevitable curveballs and big decisions that arise.

How We Work Together

Financial planning isn't a one-time event; it’s an ongoing partnership that evolves as your life changes.

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Year One: Building Your Foundation Together

(Typically 4–5 collaborative meetings)

• Getting to Know You: We dive deep into your goals, values, current assets, and tax situation to build a complete picture of your financial life.

• Crafting Your Strategy: Together, we design a customized, tax-smart financial plan and establish your personalized investment strategy.

• Putting the Plan into Action: We create a clear, prioritized checklist and work side-by-side with you to implement the recommendations.

Year Two & Beyond: Navigating Life Together

(At least one formal annual review, plus touchpoints as needed)

• Ongoing Monitoring & Rebalancing: Continuous oversight of your investments and tax position to keep everything aligned with your goals.

• Adapting as Life Unfolds: Whether you're navigating a new career chapter, managing an estate, or planning a major purchase, we update your strategy to reflect where you are today.

• Always in Your Corner: Reach out anytime a question pops up—you don't have to wait for an annual meeting to get expert guidance.

Fee Structure

Our ongoing services combine comprehensive financial planning with investment management under a transparent Assets Under Management (AUM) fee model.

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Your fee is calculated as a straightforward percentage of the assets we manage for you, based on the tiered schedule below. This single, transparent fee covers both your continuous wealth management and all your ongoing financial planning needs. There are no hidden commissions, no complex retainers, and no surprises.

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Amount of Assets Under Management (AUM), together with the Annual AUM Fee Rate (with No Additional Charge for Financial Planning)

• First $1,000,000 - 1.00%

• Next $2,000,000 (Assets from $1M to $3M) - 0.75%

• Next $2,000,000 (Assets from $3M to $5M) - 0.50%

• All assets over $5,000,000 - 0.35%

Ready for a Partner Through Every Season?

You bring your vision for the future; we bring the roadmap to get you there.